Our Team

Our Team

Curtis S. Francisco, CFP®, AIF®

President

As President of the firm he established in 1980 in the Jupiter-Tequesta area, Curt Francisco is a CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner, an Accredited Investment Fiduciary® (AIF®), and an investment adviser representative of Commonwealth Financial Network®, a Waltham, Massachusetts, broker/dealer, providing securities sales and service to his clients.

In addition, Curt has always felt strongly about taking part in the community in which he lives—as witnessed by his many years as a trustee of the Jupiter Medical Center Foundation, Inc., a founding member of the Palm Beach County Estate Planning Council, member of Kiwanis International, and an advisory board member of Florida Atlantic University's Honors College.

Well known in the investment business and community affairs, his credentials include:

  • Bachelor of Arts (Cum Laude) from the State University of New York in Statistical Psychology
  • University of Connecticut—advanced certificates in pension planning and estate planning
  • CERTIFIED FINANCIAL PLANNER™ certification from the College for Financial Planning in Denver
  • Accredited Investment Fiduciary® designation from the Center of Fiduciary Studies, associated with the University of Pittsburgh
  • FINRA Series 7, 24, and 63 securities registrations
  • Florida 2-15 Health and Life Insurance Agent
  • Member of the Financial Planning Association
  • Member of the Financial Services Institute (FSI), an advocacy organization for independent financial services firms and independent financial advisors in Washington, DC
  • One of 34 Florida financial advisors listed in the state-by-state Winner's Circle, a supplement to the January 2006 issue of Research magazine
Chairman's Level
Curtis S. Francisco is proud to have been recognized as a Chairman’s Level advisor for 2015—a distinction attained by just over 3 percent of advisors affiliated with Commonwealth Financial Network.

Joseph C. Francisco, AIF®

Financial Advisor

Joseph Francisco joined Asset Advisory Services, Inc., in 2012. He is an Accredited Investment Fiduciary® (AIF®) and is an Investment Adviser Representative of Commonwealth Financial Network®, a broker/dealer based in Waltham, Massachusetts, providing securities sales and service to his clients.

With a steadily growing base of knowledge in financial planning, his credentials currently include:

  • Bachelor of Arts (Cum Laude) from the University of South Florida St. Petersburg in Political Science
  • Accredited Investment Fiduciary® designation from the Center of Fiduciary Studies
  • FINRA Series 7 and 66 securities registrations
  • Florida 2–15 Health and Life Insurance Agent

Lori Colclasure, CFP®, CPA, RICP®, CDFA®

Wealth Advisor

Lori joined Asset Advisory Services, Inc., at the beginning of 2018, in order to add her valued expertise to our company’s collective bench-strength.

Lori has been working in South Florida for the past 30 years, assisting a wide range of clientele with accounting and wealth management services.

She holds a bachelor’s of science degree from American University, as well as her accounting master’s degree from Florida Atlantic University.

Well-versed in scaled wealth management and tax-planning, her credentials include:

  • Bachelor of Science from American University in Accounting
  • Master of Science from Florida Atlantic University in Accounting
  • CPA
  • CERTIFIED FINANCIAL PLANNER™ (CFP®) certification
  • RETIREMENT INCOME CERTIFIED PROFESSIONAL™ (RICP®)
  • CERTIFIED DIVORCE FINANCIAL ANALYST™ (CDFA®)
  • FINRA Series 7 and 66 securities registrations
  • Florida 2–15 Health and Life Insurance Agent

Lori obtained her certificate in Financial Planning from UCLA. She was involved with the Sudden Money Institute in Palm Beach Gardens, FL, which provided her a depth of knowledge to be an advisor for life transitions and other important financial planning needs.

Carolyn J. Anderson

Licensed Executive Administrator

Carolyn joined Asset Advisory Services, Inc., in 2000. She holds a FINRA Series 7 securities registration, as well as a Florida Life, Health, and Variable Annuity license. She is responsible for staffing and personal recordkeeping, as well as all client services through our broker/dealer, Commonwealth Financial Network®, Member FINRA/SIPC.

Originally from Pennsylvania, Carolyn enjoys spending time with her family. In June 2011, she received Commonwealth's 2011 "Staff of the Year Award" at the Advanced Topics Symposium.

The Staff Room – Our 2011 Staff of the Year

Jean Hanseter

Financial Planning Services Manager

Jean joined Asset Advisory Services, Inc., in September 2003. As part of the client services team, she handles all matters related to the fee-based assets under management, including client services, proposals, and presentations.

Previously, Jean worked for Bankers Trust Co., N.A., as an investment administrator. She graduated from the University of Central Florida with a degree in finance.

Cathy Marshall

Customer Service & Event Coordinator

Cathy joined the Asset Advisory Services, Inc., team in September 2011. Cathy handles service calls, tracks service issues, and inputs customer data information. She maintains the calendar and schedules all appointments. Her favorite job responsibility is being the event planner.

Originally from Charlotte, North Carolina, Cathy is active in the community, volunteering for various charitable organizations. She also enjoys playing Mahjong and spending time with her family and friends.

Sandra Cookler

Administrative Assistant

Sandra joined the Asset Advisory Services, Inc., team in March 2015. As the first point of contact for clients who come in or call our office, she directs calls to appropriate team members, maintains our calendar, and schedules appointments. She also provides staff support and is a project facilitator.